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Oy, Gevalt! These UIs Are Killing Me
One of the more annoying issues that I have to contend with on a weekly basis is the drill of having to jump through the hoops erected by the myriad of Brand X E and O insurance companies that home inspectors latch onto that seem to be designed to thwart my efforts to prevent them…
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Avoid This Deadly Ménage Á Trois
At last Thursday’s home inspector training Law and Disorder Seminar in Wall Township, New Jersey, one of the inspectors in attendance was currently a defendant in a multi-defendant lawsuit. As the seminar wore on and I was recounting all the reasons that claims against home inspectors by their former clients never have any merit, this…
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Happy Independents’ Day
That headline is not a typo. Other than summer jobs during high school and college, a stint helping my Uncle Sam prevent the Domino Theory from becoming the Domino Law, a cup of coffee at an insurance company after the service and a brief interlude at a major Philadelphia white-shoe law firm to learn the…
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Whose Side Is This Attorney On In Home Inspection Claim?
About once a week, a home inspector who has heard me speak or is otherwise familiar with my work on behalf of home inspectors will contact me to discuss a claim that is already in suit. These contacts are always engendered by the inspector’s utter disgust with the way in which the lawyer engaged by…
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Myth # 4 Having E and O Insurance For Home Inspectors Paints A Target On Your Back
Another fervently held belief of the parishioners of the Church of Lalalala I Can’t Hear You is that only a fool would carry professional liability insurance because, you see, lawyers who represent home buyers are so surpassingly naïve and venal that, if you tell them that there is no insurance from which they can collect…
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Myth # 3 Transfering Assets To One’s Wife Insulates Them From Creditors
There was a recent story in the local news about a lawyer who accidentally killed a fellow hunter last deer season. The lawyer was a convicted felon, a circumstance that not only should have precluded his admission to the bar but also under Pennsylvania law, precluded him from owning or possessing firearms of any sort.…
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Good News! Not Every Home Inspection Mistake Is The End Of The World
One way to tell whether an issue is important to home inspectors is to count how many threads and posts it generates on home inspector message boards. There was a recent dust-up on one board that I monitor fairly regularly that centered around an inspector’s having found black air-conditioning coils on an inspection in an…
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Make Money While You Sleep
My recent post on New Year’s Resolutions that home inspectors should seriously consider adopting included a suggestion that inspectors investigate Affiliate Programs. Many businesses pay commissions for referrals. In the post, I recommended the ADT Program because it a. requires no selling – you simply put a banner on your website or give your clients…
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If You Have ClaimIntercept™, Do You Still Need E & O Insurance?
A home inspector recently asked me a question that I suspect has crossed the minds of a lot of home inspectors who regularly visit this website. “If I have ClaimIntercept™,” he asked, “do I still need to have E and O Insurance for Home Inspectors?” He has been an inspector for several years and has…
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From The Mailbag
Almost every day, I get email correspondence from an inspector who is about to get jammed up royally by the unholy alliance of his insurance company and its panel defense counsel. I really wonder why any inspector, who chooses to be insured or who has to be insured by law, would go anywhere other than…
