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The Expense of Home Inspector Meritless Claim Defense
If you ever find yourself being named as a defendant in a lawsuit alleging that you were professionally negligent in conducting your inspection of the plaintiff’s prospective home, I have really good news for you. You are going to win. The overwhelming majority of lawsuits alleging professional negligence that are actually tried to verdict result…
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5 Steps to a Good Night’s Sleep and Higher Inspection Fees
The number one complaint that I get from Home Inspectors on the home inspector training Law and Disorder Tour is about E & O Insurance companies for home inspectors. Their perceived default claim posture of caving in and paying unmeritorious claims – usually with a hefty contribution from the inspector pursuant to the deductible feature…
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Clarifications
When I was studying calculus in college, I thought that the text book that we used belabored a lot of points that seemed obvious to me. The book would take three or four steps to illustrate some mathematical operations that the professor would illustrate in one or two. I found this disconnect a bit annoying…
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Is Your E & O Insurance Company Stuck on Stupid?
One of my home inspector clients in California recently wrote to me about a home inspection claim that was being brought by a client for whom he had performed an inspection about three months earlier. The client was experiencing some leaks due to recent heavy rains. The leaks were discovered only after removing baseboard and…
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Elementary, My Dear Watson!
Around the first of the year, one of my home inspector training Law and Disorder Seminar graduates alerted me to a television show that had recently begun airing on HGTV. Coincidentally, I had actually been vaguely aware of the show from the torrent of threads appearing on home inspection message boards whose general consensus seemed…
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Myth # 2 The Limitation of Liability Clause Is the Greatest Thing Since Night Baseball
There is absolutely nothing that a home inspector likes better than limiting her liability. And there is nothing that limits a home inspector’s ability to make money more than clinging to this completely unnecessary clause that is way past its sell-by date. Home inspectors love limitation of liability clauses – also known as exculpatory clauses…
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Myth # 3 Transfering Assets To One’s Wife Insulates Them From Creditors
There was a recent story in the local news about a lawyer who accidentally killed a fellow hunter last deer season. The lawyer was a convicted felon, a circumstance that not only should have precluded his admission to the bar but also under Pennsylvania law, precluded him from owning or possessing firearms of any sort.…
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Make Money While You Sleep
My recent post on New Year’s Resolutions that home inspectors should seriously consider adopting included a suggestion that inspectors investigate Affiliate Programs. Many businesses pay commissions for referrals. In the post, I recommended the ADT Program because it a. requires no selling – you simply put a banner on your website or give your clients…
