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Returning Your Faith in the Legal System
Many home inspectors have little faith in the legal system, and as an attorney in this professional space, I can see why. They believe (nearly 100% of the time rightfully so) that they are being wrongfully sued, poorly defended and thrown under the bus to the tune of an expensive deductible and a professional black…
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Insurance Companies Want Home Inspection Claims to Live
Home inspectors are EASY targets. It’s a sad fact that many home inspectors are victims of meritless claims while receiving little assistance of those they thought could be counted on: their insurance company. Many home inspectors are SHOCKED that their insurance company would settle a meritless claim or offer up their deductible to the complaining…
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Is E & O Insurance A Waste Of Money?
Home Inspectors frequently ask me if having E & O Insurance is “worth it.” The unspoken subtext of the question, of course, is “Hey, if I never have a claim, haven’t I wasted my money?” I guess that the answer would be “Yes”, if you felt the same way about any other line of insurance.…
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New Negotiation Rules for Home Inspectors!
Can anyone alter a contract even if they aren’t the company that drew it up? Absolutely. What if a client and/or his attorney wants to remove the arbitration clause or statute of limitation clause from your home inspector pre-inspection agreement? Is this worthwhile to you and can you use the omission of these clauses to…
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Brand X Home Inspector Insurance Companies Hazardous to Your Wealth
If you’ve seen any effective product-based television advertising, you know all about Brand X, the competing product that left ring around the collar, caused soapy buildup and dry lifeless hair. In the real-world home inspection industry, Brand X Insurance companies are the ones that can cost you a small fortune. Why? As I discussed in…
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Why You Should Follow the Skeptic’s Creed on Seller’s Disclosures
A Massachusetts home inspector recently asked me if he could rely on the information posted in the seller’s disclosures or responses provided by the seller or the seller’s representative to specific questions about the property. The easy answer to that question is such: If seller’s disclosures were reliable, there would be no need for home…
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3 Ways a Home Inspector Can Eliminate Anxiety and Sleepless Nights
As a professional home inspector who cares about your craft, the anxiety center in your brain likely never turns off. It causes you to sit up or pace the halls at 2 a.m. unable to sleep and left wondering if you missed a leaky pipe or something else critical during a home inspection the preceding…
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Claims on Concealed Issues: Why Didn’t You Take The House Apart?
A California home inspector recently contacted me about about a claim one of his prior clients was lodging against his former inspection company – the company that conducted the inspection in question. This firm is exceedingly risk averse – so much so that it gas a standard practice of settling meritless claims at a moment’s…
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E&O Insurance Is Even For The Mistake-Proof Home Inspector
Home inspectors often ask me, “Should I have professional liability insurance?” Conceptually speaking, anyone who offers professional services for a fee has potential liability exposure of unknown magnitude. The genius of insurance, however, is that it converts an uncertain, potentially devastating loss into a known, small cost for which you can budget. With that said,…
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Protecting Home Inspectors from Meritless Claims
